Every Texas electricity plan comes down to one basic choice: fixed or variable.
Get it right and a brutal summer barely touches your bill. Get it wrong and you're along for the ride when prices spike.
Here's the simple way to decide, especially with a record-demand summer forecast.
The Difference in One Table
| Fixed Rate | Variable Rate | |
| Your price | Locked for the term | Changes month to month |
| Summer spikes | You're protected | You're exposed |
| Predictability | High | Low |
| Best for | Most homes & small businesses | Short-term or moving soon |
Fixed Rate: The Steady Choice
- Your per-kWh price stays the same for the whole contract.
- A record-hot July doesn't change your rate.
- Easy to budget, no surprises.
- Trade-off: you commit for a term (often 12 months).
Variable Rate: The Gamble
- Your rate floats with the market.
- Can drop in mild months, but climbs when demand peaks.
- No contract lock-in, so you can leave anytime.
- Trade-off: summer is exactly when it turns against you.
Watch Out for the Teaser Trap
Some plans advertise a very low introductory rate that jumps after a month or two. It looks like a fixed deal but behaves like a variable one.
- Always check how long the advertised rate lasts.
- Read the Electricity Facts Label (EFL) for the real ongoing rate.
So Which Should You Pick?
For most Texas homeowners and small businesses heading into a record summer: fixed rate. Predictability beats a gamble when demand is forecast to hit an all-time high.
Variable only makes sense if you're moving soon or genuinely want to time the market, which is a full-time job.
Where Aggregate Energy Fits
- We match Texans to fixed, transparent plans, no teaser rates.
- No commissions, so our recommendation isn't for sale.
- Group buying power gets you a better fixed rate than shopping solo.
Enter your ZIP code to see fixed-rate options before summer peaks.